这是Payoneer中国的第2部。我们会着重探索Payoneer在中国建立护城河的一些方法。第一部在这里 关键要点： 1. 使用以下护城河作为框架来发现和分析Payoneer China的竞争优势。应用的护城河有：（i）无形资产（ii）网络效应（iii）成本优势（iv）高转换成本。 2. 对于无形资产，考虑不同级别的奖励积分和福利。网络效应，可以利用Payoneer的国际影响力。成本优势，集成并整合相关服务商。高转换成本，考虑利用数据和多功能软件。 从跨境支付，跨境支付公司如何进入中国，到跨境支付成功的公司Payoneer。这是我深入探讨Payoneer的第二部。 在第1部中，我对行业进行了总体概述，在本文​​中，我将尝试用框架进行进一步分析。 注意：我不隶属于Payoneer。但是，我对它成功进入艰难的中国市场表示敬佩，特别是对于一家金融科技支付公司而言。我认为，这种成功值得进行案例研究

Payoneer 盈安派 绝对是一家非常值得敬佩的金融科技公司，因为在中国的激烈竞争环境中，巨人（Ebay, Amazon，Visa, Mastercard, Paypal）都倒下或并没有太好成绩下，他成功的打入了这个市场。但是在面临新来竞争的挑战，他该如何维持他的成功呢？ 关键要点： 身为少有成功进入中国的金融科技公司Payoneer面临着来自新来者的挑战。 Payoneer应该把重心摆在中国，投入更多资源，并连接其全球资源，以创造更多的增值服务和护城河。 令人兴奋的跨境支付革新才刚刚开始。 从上一篇文章 “外国跨境支付公司如何进入中国” 延伸，今天我们将探讨其中的成功案例：Payoneer。此外，我们还将探讨Payoneer所处的正在蓬勃发展和创新中的B2B跨境支付行业，以及两个新的后起之秀挑战者：Airwallex和WorldFirst。 注意：我不隶属于Payoneer。但是，我对它能成功进入艰难的中国市场表示敬佩，特别是对于一家金融科技支付公司而言。我认为，这种成功值得一个专门的案例研究。

“The shiny new tech in payments tends to be in the retail space, but the opportunities are actually behind the scenes in the B2B space.” Key Takeaway Retail payment technology is most talked about as it’s most visible. However retail payment has the least opportunity The most opportunity is behind the scenes…

Part 2 of Payoneer China. Explore some of the ways Payoneer can build moats in China. Part 1 is here Key takeaways: Use the following moats as a framework to find and analyze competitive advantage for Payoneer China. …

Payoneer is a fintech with rare China entry success. It is facing challenges as new disruptors are offering faster and cheaper services. How can Payoneer sustain its success in the super competitive China market? Key takeaways: Payoneer, a fintech wiht rare successful China entry is facing challenges from new comers. …

template for how cross border payment companies can enter the tough, but lucrative China market. key takeaway: China is a very tough market to enter for cross border payments companies, but for those who can crack the puzzle, it can also be very lucrative Before jumping in, one should have…

look into the pain points in international payments and solutions both at application and infrastructure level. Key takeaways Pain points in international payments are: 1. cost, 2. speed, 3. no transparency, 4. ease of access. Root cause is lack of international payment rail. A number of fintech start-ups have sprung…

What is wholesale banking? What is transaction banking? How are wholesale banking and transaction banking related to cross-border payments. Intro I am passionate about cross-border payments. As a fintech nerd and working on international trade with SMEs, I know that cross-border payments is a space that we will soon see disruption…

Explains how FX works, how FX settles, and root cause of the pain points in cross-border payments Key takeaway: Start with simple concept what is foreign exchange (FX), then introduce different parts of FX, and we will see how it all comes together to explain the pain points in cross-border…