PayPal vs Credit Card (Visa & Master)

  1. Network
  2. Processor
  3. Acquirer
  4. Issuer
  5. Working capital lender
  6. E-Wallet
  1. Buyer A shops at merchant B, and uses credit card to pay.
  2. PayPal will act as gateway, and connect into the credit card’s network, and wait for authorization.
  3. In this transaction, PayPal will collect acquirer’s fee
  1. Xoom
  2. Paydiant
  3. Braintree

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Ming-Chieh Lee

Ming-Chieh Lee

passion for #fintech #payments #RTP real time payment #Banking as a Service #digital strategy #blockchain